Aug 25, 2025 6 min read Daily Rundown

🛎️ First AI Bank

More Stories: Google AI Screws Restaurants, AI Shatters Art

Good Morning, AI Enthusiasts!

Artificial intelligence isn’t just reshaping industries—it’s rewriting trust, taste, and culture in real time.

BANK

Malaysia Just Dropped the World’s First AI Bank

📌 What’s happening: YTL Group and Sea Limited have launched Ryt Bank, the first fully AI-powered bank, right in Kuala Lumpur. It runs on Malaysia’s own large language model (ILMU), offers 24/7 multilingual AI banking assistants (Bahasa, English, Manglish, soon Mandarin), and bundles savings, credit, payments, and cards into a single app. No paperwork, no fees, no wait time — just conversational banking with daily interest and instant credit lines.

🧠 How this hits reality: This isn’t just a digital front-end tweak; it’s a direct assault on Malaysia’s traditional banks. CIMB, Maybank, Public Bank — all built on legacy infra and human-heavy processes — now face a competitor that onboards in seconds, speaks every language, gives 4% daily interest, and issues credit instantly. For younger Malaysians, Ryt Bank will feel like TikTok banking: fast, personalized, and zero friction. The local incumbents’ branch networks, paperwork, and call centers suddenly look like dead weight.

🛎️ Key takeaway: Ryt Bank isn’t adding AI to banking — it’s deleting the bank from banking. Malaysia’s incumbents just got Uber’d.

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RETAIL

Google AI Screws Restaurants

📌 What’s happening: A family-run restaurant in Montana is begging customers to stop believing Google AI’s “daily specials” — because they don’t exist. The chatbot has been confidently advertising fake discounts (like large pizzas for the price of a small) and inventing menu items, leaving staff to deal with angry diners.

🧠 How this hits reality: Google is essentially offloading the cost of its hallucinations onto small businesses, who lack the bandwidth to fight back. What looks like a “fun” AI feature in Mountain View becomes a frontline customer-service disaster in Wentzville. And if AI can defame solar firms and destroy goodwill at mom-and-pop shops, the “just ask Google” pitch looks less like convenience and more like liability outsourcing.

🛎️ Key takeaway: When Google AI hallucinates, restaurants get screamed at — and trust in both brands goes cold.

ART

AI Just Aced the Aesthetic Turing Test

📌 What’s happening: From Vogue covers to viral tracks on Suno, AI now produces images and music indistinguishable from human work. The “aesthetic Turing Test” has been passed: consumers can’t reliably tell machine-made from human-made art. That collapse of distinction is tearing through industries that monetize “originality” and “aura.”

🧠 How this hits reality: Fashion, music, and media workflows are about to compress into prompts and filters. Agencies that once sold diversity, grit, or rawness face irrelevance when brands can license an infinitely tweakable hyper-ideal instead. Human creatives are cornered: lean into imperfection as a differentiator, or get outbid by zero-cost machines. The moat of “you can tell it’s real” just evaporated.

🛎️ Key takeaway: When AI nails beauty better than humans, the only scarcity left is trust.

QUICK HITS

Elon Musk’s xAI has open-sourced Grok 2.5 under a restricted license (weights available but with usage limitations) and plans to release Grok 3 in six months.
Netflix allows partners to use generative AI but requires disclosure and strict compliance to protect legality and audience trust.
Apple is reportedly in early discussions to license Google's Gemini AI for a major Siri overhaul.
Handshake CEO Garrett Lord says Gen Z’s “AI-native” edge makes them more competitive, not obsolete.
Sam Altman reportedly discussed giving all UK citizens free ChatGPT Plus access, but the £2B cost made it a nonstarter.

TRENDING

Daily AI Launches

Pixxel launched a free Chrome extension that instantly styles browser screenshots with custom backgrounds, shadows, and rounded corners.
ChatGPT Marketing launched a service to improve your ranking on ChatGPT by aligning and optimizing your existing marketing content.
Informed launched a personalized news app where you choose the topics and listen in any voice you want, including a clone of your own.
VibeFlow launched a tool that turns prompts into a full-stack web app with a visual workflow backend for easily editing your app's logic.

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